Rules for accumulating and spending Honor Points are here.

Typical uses for Honor points include asking for favors (1d6 to 5d6 Honor points, depending on the difficulty and risk of the favor) and obtaining loans or gifts (1d6 Honor points per 2000 gp of a gift or 4000 gp of a loan). In certain circumstances, honor points can also be used to gain a temporary +5 bonus to Bluff, Diplomacy, or Intimidate checks (1d6 Honor points).

The Charter
Bronin and Surion do not subscribe to a code of honor.

Asher (Political) 36
Parin (Political) 49

Five Kings
Billy, Kai, Laren, and Milo do not subscribe to a code of honor.

Iri (modified Chivalric) 30